Business Banking
Overview
Helping local business succeed is an investment in one of our community’s greatest assets. Triumph provides products and services that minimize the time you spend managing your money, so you can spend time doing that other thing called being successful. Think of us as one local business helping another.
E-Connect Online Business Banking
Simplify your cash flow. Stay more closely connected to how your business is doing day to day. E-Connect, our complimentary online banking service, allows you to have more access and control over your business finances 24/7.
- Transfer funds between accounts
- Send wire transfer requests
- Issue stop payments
- Make loan payments
- View transactions in real time
- Access 12 months of account history
- Search for transactions via check number, date or amount
» To enroll in E-Connect Click Here to Download and Print enrollment form and fax to (901) 333-8878, attention Erika Short
» To view the E-connect Demo Click Here
Triumph Checking
Triumph Bank Business Checking accounts come with a free Power Card debit card*, free E-Connect online banking, free 24/7 telephone banking, and credit on your first check order (up to $75).
*Not available on IOLTA accounts
» See Our Checking Comparison Chart
Free Business Checking
It’s the ideal account for businesses that process fewer than 175 items through checking per month. These counted items include checks written, deposits and ACH credits and debits.
Business Analysis Checking
If your transaction activity is moderate to high, this account allows you to offset accrued service charges with earnings credits based on your deposits. Earnings credits can also be used to offset costs associated with cash management products including, but not limited to, Remote Deposit Capture, Lockbox Services, Wire Transfers and ACH Origination.
Business Performance Checking
Designed for Sole Proprietorships and Non-Profit Organizations, Business Performance Checking allows you to earn fair market rates, comes with a low monthly service charge and low minimum balance requirements.
IOLTA
Triumph’s Interest On Lawyer Trust Account (IOLTA) is a totally free account that requires only $100 to open and comes with E-Connect online banking and 24/7 telephone banking.
Triumph Savings
Triumph’s business savings accounts pay competitive market rates and come with a free Power Card debit card, free E-Connect online banking and free 24/7 telephone banking.
» See Our Savings Comparison Chart
Business Savings
The perfect savings account for many businesses, Business Savings has a low monthly service charge, low minimum balance requirements and allows up to six free monthly withdrawals.
Business Money Market
For any size business, our Business Money Market account pays higher interest rates in a tiered format based on balance. Yet it requires a low minimum balance to avoid service charges. You can make up to six free preauthorized withdrawals and unlimited ATM withdrawals.
Commercial Lending
For any sized business, for any type business need, Triumph is here with answers. Nothing should stand in the way of opportunity, and we do whatever it takes to help you secure the most competitive rates and terms – all to make opportunity a reality. Our comprehensive lending portfolio includes:
- Real Estate Term Loans
- Real Estate Construction Loans
- Residential Development Loans
- Accounts Receivable and Working Capital Financing
- Small Business Administration Loans
- Business Term Loans
- Operating Lines of Credit
- Equipment Loans
Triumph Cash Management
At Triumph Bank, we’re here to help you expedite, organize and increase your cash flow efficiencies in every way possible. Our comprehensive Cash Management Services can be used separately or together to give you greater access, convenience and visibility 24 hours a day.
Lockbox Service
Speed the receipt and deposit of your accounts receivables while you focus on other business activities. Customers mail payments to a P.O. Box serviced by Triumph Bank where payments are picked up and processed daily. We notify you daily of all the deposit information so that you can update your receivables. You improve your funds availability by eliminating a portion of both mail and processing float.
Remote Deposit Capture
The latest development in payment processing, this service allows you to make deposits from your home or office by scanning checks and electronically sending them to Triumph Bank.
Merchant Capture:
- Is secure
- Saves time by eliminating trips to the bank
- Saves money by improving cash flow and reducing fees and number of returned items
- Reduces errors
- Allows you to see up to 99 days of deposits and 45 days of check images online
Pay Cards
These debit-like cards offer you the ability to use direct deposit even for employees that don’t have a bank account. Pay Cards are accepted anywhere MasterCard is accepted. Providing all of the convenience and security of direct deposit while giving employees 24/7 access to their funds.
ACH Origination
A web-based debit and credit origination service, ACH transfers are used for payroll, collections and payments. The service costs less than wires and allows you to more accurately predict cash flow needs.
Sweep Accounts
Transfer excess funds at the end of each business day to earn interest faster. Funds can be swept into a money market account, a savings account, or repurchase account.
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